• You & Your Family
  • Managing Your Assets
  • Creating Your Financial Plan
  • Wealth Management
  • Planning Your Retirement
  • Estate Planning
  • IRA Rollovers
  • Fiduciary Responsibilities
• Non-Profits & Foundations
  • Managing Your Organizational Assets
  • Fiduciary Responsibilities
• Business Retirement Plans
  • Premier's Role
  • Employer's Role
  • Fiduciary Responsibilities
  • Participant Assistance
  • IRA Rollovers

Creating Your Financial Plan

Managing investment risk, retirement planning, and estate planning are the three components of financial planning. Premier’s planning process encompasses those areas and focuses on your goals and needs – and how to achieve them.

Premier’s financial planning process follows these steps:

• We find out what your goals are and gather information about you. Premier’s advisors start by listening to you. We want to know what’s important to you and what’s keeping you up at night. This step is also important to achieve our holistic approach to your financial planning. We look at all aspects of your finances, from your risk tolerance to your debt. By working closely with you, Premier’s advisors get to know you and build a basis of trust for our relationship.
• We have a conversation with you about the advisor-client relationship. We want you to have reasonable expectations about what we can do for you, and what your role is in your financial future. Premier’s advisors believe strongly in establishing a trusting relationship with you, based on honesty from you and from us.
• Your information is analyzed and evaluated. Premier’s advisors are dedicated to doing what’s best for our clients. To give you the most appropriate advice, we have to understand where you are, then use the information you’ve given us to help you build a plan to achieve your goals.
• Based on your information and our desire to give you appropriate advice, Premier develops a plan designed solely for you. We’ll discuss the plan in detail with you because we want you to understand what we will do and what you will do to achieve the plan.
• Working together, you and Premier will implement your long-term financial plan. Making the plan is only a small part of the overall process. The achievement of your goals depends on implementation.
• Once implemented, your financial plan requires ongoing monitoring. You and your Premier advisor understand that nothing stays the same. Monitoring your financial plan ensures that you and your advisor can make investment decisions that conform with achieving your financial goals.