• You & Your Family
  • Managing Your Assets
  • Creating Your Financial Plan
  • Wealth Management
  • Planning Your Retirement
  • Estate Planning
  • IRA Rollovers
  • Fiduciary Responsibilities
• Non-Profits & Foundations
  • Managing Your Organizational Assets
  • Fiduciary Responsibilities
• Business Retirement Plans
  • Premier's Role
  • Employer's Role
  • Fiduciary Responsibilities
  • Participant Assistance
  • IRA Rollovers

Fiduciary Responsibilities

At Premier we are dedicated to the well-being of our clients. We take our role as your planner and advisor very seriously. We believe that it is incumbent on us to give you the best advice – advice that will benefit you. That is the foundation of our trusting relationship with our clients.

This belief is why Premier is a fiduciary advisor. The term “fiduciary” is used to describe a relationship of good faith, loyalty, and trust. As a fiduciary advisor, Premier is legally obligated to put the interests of our clients above our own.

Why is that important to you?

Because it means that the focus is on you, and not on us. It means:

• Premier will give you independent and objective advice. Premier does not offer proprietary, in-house investment products. As an independent Registered Investment Advisor (RIA), Premier is not tied to investment sponsors so we can advise you based on your needs.
• Premier puts your interests ahead of our own. We will give you advice that benefits you, manage your portfolio based on your goals and needs, and do what is best for you.
• You will be given all important information relevant to your decision-making process. We believe that you don’t like financial surprises. Premier will fully disclose any information you need to make an informed decision about your portfolio, and answer your questions honestly and up-front.
• Premier will use an evidence-based, prudent and time-tested investment strategy. You will understand our investment philosophy and how it is applied to your portfolio. Our advice is based on academic research that will help you build and maintain your wealth, while avoiding the costly mistakes made by so many investors.
• We’ll fully disclose to you, in writing, exactly what our services cost. Premier bases its service costs on a percentage of your assets under management. We do not receive commissions. You’ll know how much you are paying, and what you are paying for.
• Premier’s employees will never mislead you. We value honesty in our relationships, just as you do. It’s your money. You are entrusting it to our management, and we will always honor that relationship.

If you are currently using the services of another financial professional, we urge you to ensure that you are in a fiduciary relationship. It’s one way in which you can be certain that your concerns are being put first.